Author name: Obot Essiet Jr.

Obot Essiet Jr. is a Financial Intelligence Coach, Digital Transformation Architect, and Business Management Consultant passionate about helping individuals and businesses master money intentionally. As the founder of FINTEL Coach, he teaches practical financial literacy, wealth-building systems, and digital strategies for sustainable growth. Through his blogs, programs, and community of FINTEL Warriors, he empowers Nigerians to make smarter money moves, build multiple income streams, and achieve financial freedom with clarity and confidence. When he’s not writing or coaching, Obot enjoys chess, reading, adventures, and deep conversations on philosophy and critical thinking.

why you should stop living within your means.

Why You Should Stop Living Within Your Means

Living within your means sounds wise until your means start shrinking. Discover why it’s time to challenge this outdated advice and learn smarter ways to expand your income, mindset, and opportunities.

Inflation and Your Money: Understanding the Invisible Thief

Inflation and Your Money: Understanding the Invisible Thief

Inflation isn’t just an economic term—it’s the invisible thief that quietly eats your income and savings. From food prices to fuel costs, Nigerians feel it every day. In this post, FINTEL Coach explains what inflation really means, why your salary feels smaller, and how to start fighting back with awareness and smart money habits.

Overhead view of a business desk with charts and a laptop, ideal for data analysis concepts.

Financial Snapshot Tool

Whether you’re just starting your financial journey or you’ve been earning for years and want to manage your income better,

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